Repair or replace4 min readSeptember 8, 2026
Repair or replace: the two rules we use on every quote
Repair when the system is under 12 years old and the repair costs less than half of a replacement. Replace when it is older than that, uses R-22, or has had two major failures in three years. Get the repair price and the replacement price side by side before deciding.
The 50 percent rule
If a repair costs more than half of a comparable new system, the money is usually better spent on the replacement, because the rest of the old system is the same age as the part that just failed. A $2,500 compressor on a 14-year-old system is the classic example. A $250 capacitor on the same system is not; capacitors are wear items and replacing one buys years.
The 12-year rule
North Texas cooling seasons are long, and systems here age faster than the national average. Past 12 years, repairs become a sequence rather than an event, and efficiency losses show up on the electric bill every month. The rule is not that a 12-year-old system must be replaced; it is that a major repair on one deserves the replacement number next to it before you decide.
The exceptions
- R-22 systems (pre-2010): refrigerant is scarce and expensive, so any refrigerant-side repair tips toward replacement
- Two major failures in three years: the system is telling you something
- A system under parts warranty: a compressor covered by the manufacturer is a few hundred dollars of labor, not thousands, and changes the math completely
- Ducts that leak badly: a new system on them will disappoint, so the duct work comes first or at the same time
Why Plano homeowners get more replacement quotes
Plano has the oldest housing stock in our area, so it gets the most replacement sales calls. Some are warranted. Some are a $12,000 answer to a $400 question. A technician who is not paid on commission, and a second opinion that costs nothing, are the two things that keep the advice from changing with the ticket size.
Questions on this
Should I replace a working 15-year-old system before it fails?
Only if you want the efficiency and the planning convenience and can afford it on your schedule. A system that holds its charge and passes its readings is not costing you a repair, and planned replacements in spring or fall get better prices than July emergencies.
Can I replace just the outdoor unit?
Sometimes, if the indoor coil matches and the refrigerants are the same. With the move to A2L refrigerants, a new outdoor unit usually needs a new indoor coil, so most replacements are full systems now.